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Our Response to Covid-19

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How will COVID-19 pandemic impact your long-term disability claim?

If you are one of the unfortunate people to contract the virus and you have been hospitalized, you may already know that the impact of the novel coronavirus. However, the long term implications of the disease are not yet fully known and there is the potential it could have long term implications to your health.

If you have applied for and received long term disability benefits after contracting the disease, your insurer may eventually decide that your recovery from the disease will mean that you can return to work. Of course, there is growing evidence that the virus has a much more significant impact on your health long term.
Preliminary research appears to indicate that the COVID-19 is dangerous because it can impact lung tissue and clog airways. Essentially, this will limit the ability of the body to obtain oxygen. Of course, the severity of the disease will likely impact each person differently. Limited evidence suggests that the disease can lead to scarring in the lumbers and, therefore, lung capacity, which may result in shortness of breath. In addition, there is evidence to suggest that lung damage can be caused by ventilators themselves.

There is preliminary evidence that has also suggested that the virus can cause severe damages to the kidneys (https://www.medrxiv.org/content/10.1101/2020.04.06.20055194v1), liver and heart in extreme cases.

Finally, there is the possibility that COVID-19 may interact with other pre-existing medical conditions, both physical and mental, which may impact someone in unexpected ways. The evidence is still unclear on the relationships but will continue to develop as researchers garner further evidence of the virus and its impact on the human body.
If you have contracted the COVID-19, you may be entitled to receive long-term disability benefits. No doubt insurers will do whatever they can to reduce exposure to such claims. Therefore, it is imperative that you contact a lawyer specializing in long-term disability law to discuss your rights and what steps you need to take to ensure that you receive what you are entitled under your policy of insurance.

Does COVID-19 cause long-term damage to your body? Your COVID-19 questions answered

Why COVID-19 may attack the body differently than we think

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